From the day I opened a shop selling at home, I used to bank branches located in the small town of my country for the transaction. I did not know how many times to see the jaws when farmers look very poor and hard, very casual dress back to the bank to deposit their money. They are all quite large bank account here. While the director of the enterprise, the rich man looked very wealthy back to the bank to borrow money. Once I also met a retired teacher to the bank to withdraw all his savings to build a house for his son. And a middle-aged teacher to dress very chic doing payroll procedures for mortgage loan officers to spend.
All these things, if I do not see with the eyes of myself, I could not believe a farmer looked so miserable, that he should have such a large amount of money brought in banks. I also can not believe raising small model like in my hometown but generate large amounts like excess. They went to the bank to send money for fear of theft, and to fund interest rate. Thinking of myself as an accountant for your business, my income is higher than that of other farmers, but I never save large sums of money as they do. Perhaps it is also the general trend of the wage earners. The large majority of this class tend to make a lot of money to spend a lot of money, making less money will spend less money. There are some who barely made have spent some of the money going to make it. This may be due to the mindset, and the personality of the person. They go to work for other people, who depend on the success or failure of others a natural and fun way. They are usually people who run social trends. While the farmers are small employers. They own land, cattle, poultry, and other labor documents. They self-employment, and to enjoy the fruits of labor of the self. Traditional farmers are saving and simple living. But their thinking is not really developed. The money they save, they did not know how to use it to invest in expanding production and business activities of the self. They are happy to bring it to the bank to send money to receive interest. They just looked out the excess amount of the money they have sent to the bank every month. But they do not know that such interest amount not worth much after subtracting the money they lost due to economic inflation. In an inflationary economy, they lose a lot! A wise entrepreneur will leave their money in the form of goods rather than in cash at home or in a bank. And the boss is rich and luxurious, they go to the bank to borrow money. Because they have business plans for production profit earned more money than the cost of capital for business borrowers. So they are the richest people in society. There are some people who believe they have been risky to borrow money to invest in business. As for me, I think they are self-confident man, dare to think, dare to do. They deserve success!
Author: Pham Thi Hoi
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